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Best Banks In Washington State 2022 For Businesses and Students | Account Types, Minimum Deposit, Rates. If you’re looking for a bank in Washington State this 2022, we have more specific recommendations here.
Banking experience can be an enjoyable journey for you as a resident of Washington; you just have to settle down and find out the best banks in Washington state. Many of the factors that differentiate one Washington state bank from another are subtle.
Best Banks in Washington state this 2022
All of the Washington banks featured on this list of the best banks in Washington carries these characteristics.
1. Chase Bank : Best For Saving Accounts
Chase Bank gives Washington residents access to a whopping 202 branches across the state. This is the best of any bank in Washington. You can also find Chase branches in 25 other states, which makes traveling very convenient. You also have online and mobile access to your accounts wherever you are.
2. Banner Bank : Best For Connected Account
For the best banking customer service in the North West, contact Banner Bank. You can find the bank in any of its 82 Washington branches. The bank has additional branches in California, Idaho and Oregon. The Banner Bank offers a variety of bank accounts, from savings accounts to long-term CDs to interest-bearing checking accounts.
3. Umpqua Bank Embark : Best for Checking Account
The best regional bank in Washington offers their customers the best free checking account. The Embark Checking account does not charge a monthly service fee. You could expect a $3 fee if you opt for paper statements. You can simply sign up for paperless statements or be 62 or older to avoid this paper statement fee.
4. HomeStreet Bank : Best for Premium Select Checking Account
The HomeStreet Bank Premium Select current account earns interest according to the balance levels, with higher credit being earned at a slightly higher interest rate. You need at least $100 to open an account, but at least $2,500 to earn 0.05% APY interest.
The US Bank’s Student Checking Account is a great account option for Washington students. There is no monthly service fee to worry about, which is definitely helpful on the student budget. If you go old school and still receive paper statements, there is a $2 fee for each, while there is no additional charge for eStatements.
6. Ally Bank : Best for Online savings account
Ally’s Interest Checking Account attempts to combine savings rates with readily available check deposits and cash withdrawals. While it may not match the APY of 0.50% of the online savings account, checking account holders will receive an APY of 0.10% if their daily minimum balance is below $15,000 or an APY of 0.25% if they exceed the $15,000 mark.
7. CIT Bank : Best for Savings Builder Account
If your main goal is to save money, the CIT Savings Builder account is a great choice. Those who manage to deposit at least $100 per month or maintain a balance of $25,000 will receive a substantial APY of 0.45%.
8. WaFd Bank : Best for Passbook & Statement Savings Account
The WaFd Bank Passbook & Statement savings account earns 0.10% APY. You need at least $ 25 to open the account or $ 10 to open for minors. However, to earn interest you need at least $ 100. There is a $ 4 monthly fee that can be waived with a balance of $ 200 or more.
9. Anchor Bank : Best Bank for Eco-Checking Account
Anchor Bank is a leading financial institution in the Northwest region with more than 100 years of history. In addition to serving the direct needs of clients through innovative banking solutions, Anchor Bank also serves the local communities, including partnerships with more than 50 local charities.
10. Kitsap Bank : Best Bank for Savings Account
With more than 20 locations in six counties of west Washington, Kitsap is one of the top banks in Tacoma, WA, as well as one of the best banks in Seattle.
11. Cashmere Valley Bank : Best Bank for Coverdell Education Savings Account
Cashmere Valley Bank was a top choice among Washington banks. In addition to traditional banking services, this Washington state bank provides investment, insurance, mortgage, and equipment leasing services through subsidiaries and partnerships.
12. KeyBank : Best Bank for Checking Account
KeyBank was our pick as the best free check option in Washington State thanks to their standard checking account, which has consistently low fees. The hassle-free KeyBank account has a low opening requirement of $10.00, no monthly fees and no overdraft fees.
Best Banks In Washington State 2022 For Businesses and Students
Which bank has largest savings?
JPMorgan Chase. The data is from the FDIC as of May 2022. Feel free to use this as a resource in your research. The biggest bank in the United States by deposits is JPMorgan Chase with $2.3 trillion. The next biggest are Bank of America, Wells Fargo, and Citi with $1.9 trillion, $1.5 trillion, $1.3 trillion respectively.
What is the most secure bank in America?
Wells Fargo & CompanyWells Fargo & Company (NYSE:WFC) is the undisputed safest bank in America, now that JP Morgan Chase & Co.
How much cash should you keep in the bank?
Most financial experts end up suggesting you need a cash stash equal to six months of expenses: If you need $5,000 to survive every month, save $30,000.
How good are Banks in Washington?
The best banks are often those institutions that have a local history and community-driven decision-making process, as well as stability and a credible reputation in the region.
Washington residents have access to a wide variety of banks, large and small. Big banks have the largest number of branches, while more regional banks can offer more account options and more community. Saving money can be difficult at times as the banking industry often offers second-rate APYs that offer little long-term growth.